{"id":3073,"date":"2024-03-27T08:48:52","date_gmt":"2024-03-27T08:48:52","guid":{"rendered":"https:\/\/smartcom.vn\/blog\/?p=3073"},"modified":"2025-04-14T16:44:51","modified_gmt":"2025-04-14T09:44:51","slug":"ielts-speaking-chu-de-money-tu-vung-va-bai-mau","status":"publish","type":"post","link":"https:\/\/smartcom.vn\/blog\/ielts-speaking-chu-de-money-tu-vung-va-bai-mau\/","title":{"rendered":"IELTS Speaking ch\u1ee7 \u0111\u1ec1 Money &#8211; T\u1eeb v\u1ef1ng v\u00e0 b\u00e0i m\u1eabu"},"content":{"rendered":"\n\n<div class=\"kk-star-ratings kksr-auto kksr-align-left kksr-valign-top\"\n    data-payload='{&quot;align&quot;:&quot;left&quot;,&quot;id&quot;:&quot;3073&quot;,&quot;slug&quot;:&quot;default&quot;,&quot;valign&quot;:&quot;top&quot;,&quot;ignore&quot;:&quot;&quot;,&quot;reference&quot;:&quot;auto&quot;,&quot;class&quot;:&quot;&quot;,&quot;count&quot;:&quot;0&quot;,&quot;legendonly&quot;:&quot;&quot;,&quot;readonly&quot;:&quot;&quot;,&quot;score&quot;:&quot;0&quot;,&quot;starsonly&quot;:&quot;&quot;,&quot;best&quot;:&quot;5&quot;,&quot;gap&quot;:&quot;5&quot;,&quot;greet&quot;:&quot;Rate this post&quot;,&quot;legend&quot;:&quot;0\\\/5 - (0 b\\u00ecnh ch\\u1ecdn)&quot;,&quot;size&quot;:&quot;24&quot;,&quot;title&quot;:&quot;IELTS Speaking ch\\u1ee7 \\u0111\\u1ec1 Money - T\\u1eeb v\\u1ef1ng v\\u00e0 b\\u00e0i m\\u1eabu&quot;,&quot;width&quot;:&quot;0&quot;,&quot;_legend&quot;:&quot;{score}\\\/{best} - ({count} {votes})&quot;,&quot;font_factor&quot;:&quot;1.25&quot;}'>\n            \n<div class=\"kksr-stars\">\n    \n<div class=\"kksr-stars-inactive\">\n            <div class=\"kksr-star\" data-star=\"1\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"2\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"3\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"4\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"5\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n    \n<div class=\"kksr-stars-active\" style=\"width: 0px;\">\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n                \n\n<div class=\"kksr-legend\" style=\"font-size: 19.2px;\">\n            <span class=\"kksr-muted\">Rate this post<\/span>\n    <\/div>\n    <\/div>\n<p><span style=\"font-weight: 400;\">Trong ph\u1ea7n thi k\u1ef9 n\u0103ng IELTS Speaking, ch\u1ee7 \u0111\u1ec1 Money l\u00e0 m\u1ed9t ch\u1ee7 \u0111\u1ec1 kh\u00f4ng hi\u1ebfm g\u1eb7p nh\u01b0ng c\u0169ng kh\u00f4ng d\u1ec5 \u0111\u1ec3 gi\u1ea3i quy\u1ebft. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 c\u00e1c c\u00e2u h\u1ecfi <strong><a href=\"https:\/\/smartcom.vn\/blog\/ielts-speaking-chu-de-money-tu-vung-va-bai-mau\/\" target=\"_blank\" rel=\"noopener\">IELTS Speaking ch\u1ee7 \u0111\u1ec1 Money<\/a><\/strong> c\u00f9ng c\u00e2u tr\u1ea3 l\u1eddi g\u1ee3i \u00fd \u0111\u1ebfn t\u1eeb <\/span><b>Smartcom English<\/b><span style=\"font-weight: 400;\"> \u0111\u1ec3 gi\u00fap vi\u1ec7c \u00f4n luy\u1ec7n c\u1ee7a th\u00ed sinh d\u1ec5 d\u00e0ng h\u01a1n.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-3077\" src=\"https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-300x169.png\" alt=\"IELTS Speaking ch\u1ee7 \u0111\u1ec1 Money - T\u1eeb v\u1ef1ng v\u00e0 b\u00e0i m\u1eabu\" width=\"700\" height=\"394\" srcset=\"https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-300x169.png 300w, https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-1024x576.png 1024w, https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-768x432.png 768w, https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-1536x864.png 1536w, https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation.png 1920w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Tu_vung_IELTS_Speaking_chu_de_Money\"><\/span><strong>T\u1eeb v\u1ef1ng IELTS Speaking ch\u1ee7 \u0111\u1ec1 Money<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Danh_tu_IELTS_Speaking_chu_de_Money\"><\/span><em><strong>Danh t\u1eeb IELTS Speaking ch\u1ee7 \u0111\u1ec1 Money\u00a0<\/strong><\/em><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li><span style=\"font-weight: 400;\"><span style=\"color: #333399;\"><strong>Currency<\/strong><\/span> \/<span class=\"ipa dipa lpr-2 lpl-1\">\u02c8k\u028cr.<span class=\"sp dsp\">\u0259<\/span>n.si<\/span>\/: Ti\u1ec1n t\u1ec7<\/span><\/li>\n<li><span style=\"font-weight: 400;\"><span style=\"color: #333399;\"><strong>Wealth<\/strong> <\/span>\/<span class=\"ipa dipa lpr-2 lpl-1\">wel\u03b8<\/span>\/: S\u1ef1 gi\u00e0u c\u00f3<\/span><\/li>\n<li><span style=\"font-weight: 400;\"><span style=\"color: #333399;\"><strong>Income<\/strong> <\/span>\/<span class=\"ipa dipa lpr-2 lpl-1\">\u02c8\u026a\u014b.k\u028cm<\/span>\/: Thu nh\u1eadp<\/span><\/li>\n<li><span style=\"font-weight: 400;\"><span style=\"color: #333399;\"><strong>Savings<\/strong> <\/span>\/<span class=\"ipa dipa lpr-2 lpl-1\">\u02c8se\u026a\u00b7v\u026a\u014bz<\/span>\/: Ti\u1ebft ki\u1ec7m<\/span><\/li>\n<li><span style=\"font-weight: 400;\"><span style=\"color: #333399;\"><strong>Investment<\/strong> <\/span>\/<span class=\"ipa dipa lpr-2 lpl-1\">\u026an\u02c8vest.m\u0259nt<\/span>\/: \u0110\u1ea7u t\u01b0<\/span><\/li>\n<li><span style=\"font-weight: 400;\"><span style=\"color: #333399;\"><strong>Debt<\/strong> <\/span>\/<span class=\"ipa dipa lpr-2 lpl-1\">det<\/span>\/: N\u1ee3<\/span><\/li>\n<li><span style=\"font-weight: 400;\"><span style=\"color: #333399;\"><strong>Budget<\/strong> <\/span>\/<span class=\"ipa dipa lpr-2 lpl-1\">\u02c8b\u028cd\u0292.\u026at<\/span>\/: Ng\u00e2n s\u00e1ch<\/span><\/li>\n<li><span style=\"font-weight: 400;\"><span style=\"color: #333399;\"><strong>Profit<\/strong> <span class=\"daud\">\u00a0<\/span><\/span><span class=\"pron dpron\">\/<span class=\"ipa dipa lpr-2 lpl-1\">\u02c8pr\u0252f.\u026at<\/span>\/: <\/span>L\u1ee3i nhu\u1eadn<\/span><\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-3078\" src=\"https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-1-300x169.png\" alt=\"Danh t\u1eeb IELTS Speaking ch\u1ee7 \u0111\u1ec1 Money\u00a0\" width=\"700\" height=\"394\" srcset=\"https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-1-300x169.png 300w, https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-1-1024x576.png 1024w, https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-1-768x432.png 768w, https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-1-1536x864.png 1536w, https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-1.png 1920w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Dong_tu_IELTS_Speaking_chu_de_Money\"><\/span><em><strong>\u0110\u1ed9ng t\u1eeb IELTS Speaking ch\u1ee7 \u0111\u1ec1 Money<\/strong><\/em><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li><span style=\"font-weight: 400;\"><span style=\"color: #333399;\"><strong>Arbitrage<\/strong> <\/span>\/<span class=\"ipa dipa lpr-2 lpl-1\">\u02cc\u0251\u02d0.b\u026a\u02c8tr\u0251\u02d0\u0292<\/span>\/: Chi\u1ebfm c\u01a1 h\u1ed9i th\u01b0\u01a1ng m\u1ea1i<\/span><\/li>\n<li><span style=\"font-weight: 400;\"><span style=\"color: #333399;\"><strong>Monetize<\/strong> <\/span>\/<span class=\"ipa dipa lpr-2 lpl-1\">\u02c8m\u028cn.\u026a.ta\u026az<\/span>\/: Ki\u1ebfm ti\u1ec1n t\u1eeb<\/span><\/li>\n<li><span style=\"font-weight: 400;\"><span style=\"color: #333399;\"><strong>Reconcile<\/strong>\u00a0<\/span><span class=\"pron dpron\">\/<span class=\"ipa dipa lpr-2 lpl-1\">\u02c8rek.<span class=\"sp dsp\">\u0259<\/span>n.sa\u026al<\/span>\/:<\/span> \u0110i\u1ec1u ch\u1ec9nh, h\u00f2a gi\u1ea3i<\/span><\/li>\n<li><span style=\"font-weight: 400;\"><span style=\"color: #333399;\"><strong>Subsidize<\/strong> <\/span>\/<span class=\"ipa dipa lpr-2 lpl-1\">\u02c8s\u028cb.s\u026a.da\u026az<\/span>\/: Tr\u1ee3 c\u1ea5p, tr\u1ee3 gi\u00e1<\/span><\/li>\n<li><span style=\"font-weight: 400;\"><span style=\"color: #333399;\"><strong>Utilize<\/strong> <\/span>\/<span class=\"ipa dipa lpr-2 lpl-1\">\u02c8ju\u02d0.t<span class=\"sp dsp\">\u0259<\/span>l.a\u026az<\/span>\/: T\u1eadn d\u1ee5ng<\/span><\/li>\n<li><span style=\"font-weight: 400;\"><span style=\"color: #333399;\"><strong>Save<\/strong> <\/span>\/<span class=\"ipa dipa lpr-2 lpl-1\">se\u026av<\/span>\/: Ti\u1ebft ki\u1ec7m<\/span><\/li>\n<li><span style=\"font-weight: 400;\"><span style=\"color: #333399;\"><strong>Invest<\/strong> <\/span>\/<span class=\"ipa dipa lpr-2 lpl-1\">\u026an\u02c8vest<\/span>\/: \u0110\u1ea7u t\u01b0<\/span><\/li>\n<li><span style=\"font-weight: 400;\"><strong><span style=\"color: #333399;\">Borrow<\/span> <\/strong><span class=\"pron dpron\">\/<span class=\"ipa dipa lpr-2 lpl-1\">\u02c8b\u0252r.\u0259\u028a<\/span>\/:<\/span> Vay m\u01b0\u1ee3n<\/span><\/li>\n<li><span style=\"font-weight: 400;\"><span style=\"color: #333399;\"><strong>Lend<\/strong> <\/span>\/<span class=\"ipa dipa lpr-2 lpl-1\">lend<\/span>\/: Cho vay<\/span><\/li>\n<li><span style=\"font-weight: 400;\"><span style=\"color: #333399;\"><strong>Donate<\/strong> <\/span>\/<span class=\"ipa dipa lpr-2 lpl-1\">d\u0259\u028a\u02c8ne\u026at<\/span>\/: Quy\u00ean g\u00f3p<\/span><\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-3079\" src=\"https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-2-300x169.png\" alt=\"\u0110\u1ed9ng t\u1eeb IELTS Speaking ch\u1ee7 \u0111\u1ec1 Money\" width=\"700\" height=\"394\" srcset=\"https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-2-300x169.png 300w, https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-2-1024x576.png 1024w, https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-2-768x432.png 768w, https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-2-1536x864.png 1536w, https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-2.png 1920w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Tinh_tu_IELTS_Speaking_chu_de_Money\"><\/span><em><strong>T\u00ednh t\u1eeb IELTS Speaking ch\u1ee7 \u0111\u1ec1 Money<\/strong><\/em><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li><span style=\"font-weight: 400;\"><span style=\"color: #333399;\"><strong>Wealthy<\/strong> <\/span>\/<span class=\"ipa dipa lpr-2 lpl-1\">\u02c8wel.\u03b8i<\/span>\/: Gi\u00e0u c\u00f3<\/span><\/li>\n<li><span style=\"font-weight: 400;\"><span style=\"color: #333399;\"><strong>Valuable<\/strong> <\/span>\/<span class=\"ipa dipa lpr-2 lpl-1\">\u02c8v\u00e6l.j\u0259.b<span class=\"sp dsp\">\u0259<\/span>l<\/span>\/: C\u00f3 gi\u00e1 tr\u1ecb<\/span><\/li>\n<li><span style=\"font-weight: 400;\"><span style=\"color: #333399;\"><strong>Costly<\/strong> <\/span>\/<span class=\"ipa dipa lpr-2 lpl-1\">\u02c8k\u0252st.li<\/span>\/: \u0110\u1eaft \u0111\u1ecf<\/span><\/li>\n<li><span style=\"font-weight: 400;\"><span style=\"color: #333399;\"><strong>Affordable<\/strong> <\/span>\/<span class=\"ipa dipa lpr-2 lpl-1\">\u0259\u02c8f\u0254\u02d0.d\u0259.b<span class=\"sp dsp\">\u0259<\/span>l<\/span>\/: Ph\u1ea3i ch\u0103ng<\/span><\/li>\n<li><span style=\"font-weight: 400;\"><span style=\"color: #333399;\"><strong>Profitable<\/strong> <\/span>\/<span class=\"ipa dipa lpr-2 lpl-1\">\u02c8pr\u0252f.\u026a.t\u0259.b<span class=\"sp dsp\">\u0259<\/span>l<\/span>\/: C\u00f3 l\u1ee3i<\/span><\/li>\n<li><span style=\"font-weight: 400;\"><span style=\"color: #333399;\"><strong>Bankrupt<\/strong> <\/span>\/<span class=\"ipa dipa lpr-2 lpl-1\">\u02c8b\u00e6\u014b.kr\u028cpt<\/span>\/: Ph\u00e1 s\u1ea3n<\/span><\/li>\n<li><span style=\"font-weight: 400;\"><span style=\"color: #333399;\"><strong>Frugal<\/strong> <\/span>\/<span class=\"ipa dipa lpr-2 lpl-1\">\u02c8fru\u02d0.\u0261<span class=\"sp dsp\">\u0259<\/span>l<\/span>\/: Ti\u1ebft ki\u1ec7m<\/span><\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-3080\" src=\"https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-3-300x169.png\" alt=\"T\u00ednh t\u1eeb Money\" width=\"700\" height=\"394\" srcset=\"https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-3-300x169.png 300w, https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-3-1024x576.png 1024w, https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-3-768x432.png 768w, https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-3-1536x864.png 1536w, https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-3.png 1920w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bai_mau_Part_1_IELTS_Speaking_chu_de_Money_va_dap_an_goi_y\"><\/span><strong>B\u00e0i m\u1eabu Part 1 IELTS Speaking ch\u1ee7 \u0111\u1ec1 Money v\u00e0 \u0111\u00e1p \u00e1n g\u1ee3i \u00fd<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Question_1_Do_you_think_its_important_to_save_money\"><\/span><em><strong>Question 1: Do you think it&#8217;s important to save money?\u00a0<\/strong><\/em><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Yes, I believe saving money is crucial for financial stability and future planning. By setting aside a portion of my <\/span><b><span style=\"color: #333399;\">income<\/span> <\/b><span style=\"font-weight: 400;\">as <\/span><span style=\"color: #333399;\"><b>savings<\/b><\/span><span style=\"font-weight: 400;\">, I can prepare for unexpected expenses and work towards achieving long-term goals such as buying a home or retiring comfortably.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Question_2_How_do_you_feel_about_borrowing_money_from_others\"><\/span><em><strong>Question 2: How do you feel about borrowing money from others?<\/strong><\/em><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Personally, I prefer not to <\/span><b><span style=\"color: #333399;\">borrow<\/span> <\/b><span style=\"font-weight: 400;\">money from others unless absolutely necessary. While borrowing can provide short-term relief, it often comes with the burden of <\/span><b><span style=\"color: #333399;\">debt<\/span> <\/b><span style=\"font-weight: 400;\">and interest payments. Instead, I strive to manage my finances responsibly and only <\/span><b><span style=\"color: #333399;\">borrow<\/span> <\/b><span style=\"font-weight: 400;\">when I have a solid plan for repayment.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Question_3_What_are_some_ways_people_can_invest_their_money\"><\/span><em><strong>Question 3: What are some ways people can invest their money?<\/strong><\/em><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">There are various ways people can <\/span><b><span style=\"color: #333399;\">invest<\/span> <\/b><span style=\"font-weight: 400;\">their money, such as purchasing stocks, investing in real estate, or starting a small business. Personally, I find investing in mutual funds to be a convenient and relatively low-risk option. It allows me to diversify my <\/span><b><span style=\"color: #333399;\">investments<\/span> <\/b><span style=\"font-weight: 400;\">and potentially earn returns over the long term.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-3082\" src=\"https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-4-300x169.png\" alt=\"B\u00e0i m\u1eabu Part 1 ch\u1ee7 \u0111\u1ec1 Money v\u00e0 \u0111\u00e1p \u00e1n g\u1ee3i \u00fd\" width=\"700\" height=\"394\" srcset=\"https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-4-300x169.png 300w, https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-4-1024x576.png 1024w, https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-4-768x432.png 768w, https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-4-1536x864.png 1536w, https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-4.png 1920w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bai_mau_Part_2_IELTS_Speaking_chu_de_Money_va_dap_an_goi_y\"><\/span><strong>B\u00e0i m\u1eabu Part 2 IELTS Speaking ch\u1ee7 \u0111\u1ec1 Money v\u00e0 \u0111\u00e1p \u00e1n g\u1ee3i \u00fd<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Question_1\"><\/span><em><strong>Question 1<\/strong><\/em><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Describe a situation where you had to borrow money from someone.<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">You should say:<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">Why did you need to borrow money?<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Who did you borrow money from?<\/span><\/li>\n<li><span style=\"font-weight: 400;\">How did you feel about borrowing money?<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">And what did you do to repay the borrowed amount?<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><em><span style=\"text-decoration: underline;\">Answer<\/span><\/em>:\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">One situation where I had to <\/span><b><span style=\"color: #333399;\">borrow<\/span> <\/b><span style=\"font-weight: 400;\">money from someone was when I encountered unexpected car repairs. My car broke down unexpectedly, and the repair costs were beyond what I had budgeted for. Since I needed my car for commuting to work, I had no choice but to <\/span><b><span style=\"color: #333399;\">borrow<\/span> <\/b><span style=\"font-weight: 400;\">money from a close friend to cover the <\/span><b><span style=\"color: #333399;\">costly<\/span> <\/b><span style=\"font-weight: 400;\">repair expenses. It was a humbling experience for me, as I had always prided myself on being financially independent. However, my friend was understanding and willing to help, which I deeply appreciated. I made sure to repay the borrowed amount as soon as I was able to, and it reinforced the importance of having a safety net for unexpected expenses, like some <\/span><span style=\"color: #333399;\"><b>savings<\/b><\/span><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Question_2\"><\/span><em><strong>Question 2<\/strong><\/em><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Describe a time when you donated money or contributed to a charitable cause.<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">You should say:<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">Why did you decide to donate money?<\/span><\/li>\n<li><span style=\"font-weight: 400;\">How did you contribute to the charitable cause?<\/span><\/li>\n<li><span style=\"font-weight: 400;\">The impact of your contribution?<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">And how did you feel about making the donation?<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><em><span style=\"text-decoration: underline;\">Answer<\/span><\/em>:\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">One impactful experience contributing to a charitable cause was when I decided to <\/span><b><span style=\"color: #333399;\">donate<\/span> <\/b><span style=\"font-weight: 400;\">money to support underprivileged children in my community. Motivated by a desire to address educational inequality and make a positive impact, I chose to contribute financially. I actively participated by organizing ways to <\/span><b><span style=\"color: #333399;\">utilize<\/span> <\/b><span style=\"font-weight: 400;\">my resources effectively, such as soliciting donations and rallying community support. Witnessing the collective efforts of the community to support the cause was inspiring. Through our combined contributions, we raised substantial funds, providing essential educational resources and scholarships for disadvantaged children. Making the donation filled me with a sense of fulfillment and gratitude. It reinforced the importance of giving back and highlighted the power of collective action in creating positive change.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-3083\" src=\"https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-5-300x169.png\" alt=\"B\u00e0i m\u1eabu Part 2 ch\u1ee7 \u0111\u1ec1 Money v\u00e0 \u0111\u00e1p \u00e1n g\u1ee3i \u00fd\" width=\"700\" height=\"394\" srcset=\"https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-5-300x169.png 300w, https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-5-1024x576.png 1024w, https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-5-768x432.png 768w, https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-5-1536x864.png 1536w, https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-5.png 1920w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bai_mau_Part_3_IELTS_Speaking_chu_de_Money_va_dap_an_goi_y\"><\/span><strong>B\u00e0i m\u1eabu Part 3 IELTS Speaking ch\u1ee7 \u0111\u1ec1 Money v\u00e0 \u0111\u00e1p \u00e1n g\u1ee3i \u00fd<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Question_1_What_are_the_advantages_and_disadvantages_of_borrowing_money_to_invest\"><\/span><em><strong>Question 1: What are the advantages and disadvantages of borrowing money to invest?<\/strong><\/em><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Borrowing money to <\/span><b><span style=\"color: #333399;\">invest<\/span> <\/b><span style=\"font-weight: 400;\">can offer the advantage of leveraging one&#8217;s capital to potentially earn higher returns. By borrowing funds, individuals can <\/span><b><span style=\"color: #333399;\">utilize<\/span> <\/b><span style=\"font-weight: 400;\">their <\/span><b><span style=\"color: #333399;\">savings<\/span> <\/b><span style=\"font-weight: 400;\">more efficiently and have the opportunity to <\/span><b><span style=\"color: #333399;\">invest<\/span> <\/b><span style=\"font-weight: 400;\">in lucrative opportunities they might not otherwise afford. However, there are also risks involved, such as incurring <\/span><b><span style=\"color: #333399;\">debt<\/span> <\/b><span style=\"font-weight: 400;\">and interest payments, which can be <\/span><b><span style=\"color: #333399;\">costly<\/span> <\/b><span style=\"font-weight: 400;\">if the <\/span><b><span style=\"color: #333399;\">investment<\/span> <\/b><span style=\"font-weight: 400;\">doesn&#8217;t yield the expected <\/span><span style=\"color: #333399;\"><b>profit<\/b><\/span><span style=\"font-weight: 400;\">. Additionally, borrowing to <\/span><b><span style=\"color: #333399;\">invest<\/span> <\/b><span style=\"font-weight: 400;\">amplifies the potential losses in case of market downturns, which can lead to bankruptcy if not managed carefully.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Question_2_How_can_individuals_reconcile_their_desire_to_save_money_with_the_need_to_spend_on_essential_items\"><\/span><em><strong>Question 2: How can individuals reconcile their desire to save money with the need to spend on essential items?<\/strong><\/em><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Balancing the desire to <\/span><b><span style=\"color: #333399;\">save<\/span> <\/b><span style=\"font-weight: 400;\">money with the necessity of spending on essential items requires careful budgeting and prioritization. Individuals can allocate a portion of their <\/span><b><span style=\"color: #333399;\">income<\/span> <\/b><span style=\"font-weight: 400;\">towards <\/span><b><span style=\"color: #333399;\">savings<\/span> <\/b><span style=\"font-weight: 400;\">while setting aside another portion for necessary expenses like housing, food, and healthcare. It&#8217;s essential to distinguish between needs and wants and to <\/span><b><span style=\"color: #333399;\">utilize<\/span> <\/b><span style=\"font-weight: 400;\">resources wisely to meet both short-term and long-term financial goals. While being <\/span><b><span style=\"color: #333399;\">frugal<\/span> <\/b><span style=\"font-weight: 400;\">and mindful of expenses is important for building <\/span><span style=\"color: #333399;\"><b>wealth<\/b><\/span><span style=\"font-weight: 400;\">, it&#8217;s also crucial to recognize when spending is necessary to maintain a decent quality of life.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-3085\" src=\"https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-6-300x169.png\" alt=\"B\u00e0i m\u1eabu Part 3 ch\u1ee7 \u0111\u1ec1 Money v\u00e0 \u0111\u00e1p \u00e1n g\u1ee3i \u00fd\" width=\"700\" height=\"394\" srcset=\"https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-6-300x169.png 300w, https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-6-1024x576.png 1024w, https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-6-768x432.png 768w, https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-6-1536x864.png 1536w, https:\/\/smartcom.vn\/blog\/wp-content\/uploads\/2024\/03\/Green-Modern-Financial-Management-Presentation-6.png 1920w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/><\/p>\n<p>Xem th\u00eam:<\/p>\n<p><a href=\"https:\/\/smartcom.vn\/blog\/goi-y-tra-loi-ielts-speaking-chu-de-shopping\/\" target=\"_blank\" rel=\"noopener\"><span data-sheets-root=\"1\">G\u1ee3i \u00fd tr\u1ea3 l\u1eddi IELTS Speaking ch\u1ee7 \u0111\u1ec1 Shopping<\/span><\/a><\/p>\n<p><a href=\"https:\/\/smartcom.vn\/blog\/ielts-speaking-taking-photos\/\" target=\"_blank\" rel=\"noopener\"><span data-sheets-root=\"1\">IELTS Speaking Taking Photos<\/span><\/a><\/p>\n<p><a href=\"https:\/\/smartcom.vn\/hoc-phi-ielts\/\" target=\"_blank\" rel=\"noopener\"><span data-sheets-root=\"1\">Kh\u00f3a h\u1ecdc IELTS h\u1ebft bao nhi\u00eau ti\u1ec1n?<\/span><\/a><\/p>\n<p><a href=\"https:\/\/smartcom.vn\/blog\/trung-tam-ielts\/\" target=\"_blank\" rel=\"noopener\"><span data-sheets-root=\"1\">N\u00ean h\u1ecdc IELTS \u1edf \u0111\u00e2u?<\/span><\/a><\/p>\n<p><span style=\"font-weight: 400;\">Mong r\u1eb1ng th\u00f4ng tin t\u1eeb b\u00e0i vi\u1ebft tr\u00ean \u0111\u00e3 cung c\u1ea5p cho b\u1ea1n m\u1ed9t t\u01b0 li\u1ec7u h\u1eefu \u00edch v\u1ec1 ch\u1ee7 \u0111\u1ec1 Money \u0111\u1ec3 \u00f4n luy\u1ec7n cho k\u1ef9 n\u0103ng Speaking c\u1ee7a b\u00e0i thi IELTS. \u0110\u1ec3 ti\u1ebfp c\u1eadn th\u00eam b\u00e0i vi\u1ebft b\u1ed5 \u00edch cho qu\u00e1 tr\u00ecnh \u00f4n luy\u1ec7n k\u1ef9 n\u0103ng IELTS Speaking n\u00f3i ri\u00eang v\u00e0 c\u1ea3 4 k\u1ef9 n\u0103ng IELTS n\u00f3i chung, h\u00e3y truy c\u1eadp v\u00e0 theo d\u00f5i c\u00e1c b\u00e0i \u0111\u0103ng tr\u00ean website c\u1ee7a <\/span><b>Smartcom English<\/b><span style=\"font-weight: 400;\">: smartcom.vn\/blog\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Thong_tin_lien_he\"><\/span><strong>Th\u00f4ng tin li\u00ean h\u1ec7<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><b>Smartcom English<\/b><\/p>\n<p><b>Tr\u1ee5 s\u1edf ch\u00ednh:<\/b><span style=\"font-weight: 400;\"> Smartcom English \u2013 T\u1ea7ng 4 nh\u00e0 29T2, \u0111\u01b0\u1eddng Ho\u00e0ng \u0110\u1ea1o Th\u00fay, khu \u0111\u00f4 th\u1ecb Trung H\u00f2a Nh\u00e2n Ch\u00ednh, qu\u1eadn C\u1ea7u Gi\u1ea5y, H\u00e0 N\u1ed9i.<\/span><\/p>\n<p><b>Website:<\/b> <a href=\"https:\/\/smartcom.vn\/\"><span style=\"font-weight: 400;\">https:\/\/smartcom.vn<\/span><\/a><span style=\"font-weight: 400;\">\u00a0\u00a0<\/span><\/p>\n<p><b>\u0110i\u1ec7n tho\u1ea1i:<\/b><span style=\"font-weight: 400;\"> (+84) 024.22427799<\/span><\/p>\n<p><b>Zalo:<\/b><span style=\"font-weight: 400;\"> 0865835099<\/span><\/p>\n<p><b>Email:<\/b> <a href=\"mailto:mail@smartcom.vn\"><span style=\"font-weight: 400;\">mail@smartcom.vn<\/span><\/a><span style=\"font-weight: 400;\">\u00a0\u00a0<\/span><\/p>\n<p><b>Facebook:<\/b> <a href=\"https:\/\/www.facebook.com\/smartcom.vn\"><span style=\"font-weight: 400;\">https:\/\/facebook.com\/smartcom.vn<\/span><\/a><span style=\"font-weight: 400;\">\u00a0\u00a0<\/span><\/p>\n<p><b>Youtube:<\/b> <a href=\"https:\/\/www.youtube.com\/@smartcomvn\"><span style=\"font-weight: 400;\">https:\/\/youtube.com\/c\/smartcomvn<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Trong ph\u1ea7n thi k\u1ef9 n\u0103ng IELTS Speaking, ch\u1ee7 \u0111\u1ec1 Money l\u00e0 m\u1ed9t ch\u1ee7 \u0111\u1ec1 kh\u00f4ng hi\u1ebfm g\u1eb7p nh\u01b0ng c\u0169ng kh\u00f4ng d\u1ec5 \u0111\u1ec3 gi\u1ea3i quy\u1ebft. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 c\u00e1c c\u00e2u h\u1ecfi IELTS Speaking ch\u1ee7 \u0111\u1ec1 Money c\u00f9ng c\u00e2u tr\u1ea3 l\u1eddi g\u1ee3i \u00fd \u0111\u1ebfn t\u1eeb Smartcom English \u0111\u1ec3 gi\u00fap vi\u1ec7c \u00f4n luy\u1ec7n c\u1ee7a th\u00ed sinh d\u1ec5 d\u00e0ng [&hellip;]<\/p>\n","protected":false},"author":20,"featured_media":3077,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-3073","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ielts-speaking"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>IELTS Speaking ch\u1ee7 \u0111\u1ec1 Money - T\u1eeb v\u1ef1ng v\u00e0 b\u00e0i m\u1eabu<\/title>\n<meta name=\"description\" content=\"D\u01b0\u1edbi \u0111\u00e2y l\u00e0 c\u00e1c c\u00e2u h\u1ecfi IELTS Speaking ch\u1ee7 \u0111\u1ec1 Money \u0111\u1ebfn t\u1eeb Smartcom English \u0111\u1ec3 gi\u00fap vi\u1ec7c \u00f4n luy\u1ec7n c\u1ee7a th\u00ed sinh d\u1ec5 d\u00e0ng h\u01a1n.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/smartcom.vn\/blog\/ielts-speaking-chu-de-money-tu-vung-va-bai-mau\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"IELTS Speaking ch\u1ee7 \u0111\u1ec1 Money - 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